Auto Insurance
Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Add Driver to Existing Auto Policy
Add Vehicle to Existing Auto Policy
Auto Accident Claim
Request ID Card for Auto Policy
Auto Insurance Information
What is auto insurance?
Auto
insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company. You agree to
pay the premium and the insurance company agrees to pay your losses as
defined in your policy.
Auto insurance provides property, liability and medical coverage:
- Property coverage pays for damage to or theft of your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An
auto insurance policy is comprised of six different kinds of coverage.
Most states require you to buy some, but not all, of these coverages.
If you’re financing a car, your lender may also have requirements.
Most
auto policies are for six months or a year. Your insurance company
should notify you by mail when it’s time to renew the policy and to pay
your premium.
Why do you need auto insurance?
It’s really all about protecting yourself financially.
- If you’re in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
- If you or any passengers are injured in an accident, medical costs can be extremely expensive.
- If you or your car is responsible for damage or injury to others, you may be sued for much more than you’re worth.
- Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.
Questions to ask your agent
Your Independent Agent is an
advocate for finding auto insurance that meets your specific needs. Here
are a few things to consider as you prepare for the discussion:
- How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
- What is the insurance company’s level of service and ability to pay claims?
- What discounts are available? (Ask about good driver, multiple policy and student discounts.)
- What’s the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)
Now is the perfect time to call your insurance agent and find out what coverages you have. Call us at (866) 521-7467 for a FREE insurance review today!
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Office Locations
Call or visit the nearest Adams Insurance Agency location.
Main Office Phone Number (806) 331-0236 Alternate Number (866) 521-7467 Fax Number (806) 352-0390 6015 W 45th Amarillo, TX 79109 Location Map & Driving Directions – Office Hours |
Oklahoma Office Phone Number (405) 657-7551 1150 Echo Dr. Edmond, OK 73034 Location Map & Driving Directions – Office Hours |